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The city spent $20,000 on terrorism insurance to protect Grand Island's power plants, including Substation H on Cherry Street where Kellie Panowicz, 6, is riding an orange-tractor tricycle just south of the Burdick Generating Station, and water distribution systems this year. Last week, the city decided to continue the terrorism insurance for a second year at a cost of nearly $22,000. (Independent/Barrett Stinson)